16 Tell-Tale Signs of Bad Faith Insurance

Texas law requires that insurance companies owe their customers a common law duty of good faith and fair dealing. In addition, state statutes require that insurance companies that sell policies of any kind to:Be truthful about facts or provisio...

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Top 5 Tactics Used by Insurers to Avoid Paying Claims

Top 5 Tactics Used by Insurers to Avoid Paying Claims

Despite the marketing they do to make you think that they care, many insurance companies will use every trick in the book to delay paying your claim. In fact, some of America’s biggest and most well-known insurance companies regularly and purposely...

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Understanding depreciation and cost of damage

Understanding depreciation and cost of damage

When Texas residents incur property damage, they may naturally assume that their insurance company will cover the damage. What people may not realize, though, is that they are responsible for determining the cost of the damage their property has incu...

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Can my insurance company cancel my policy?

Can my insurance company cancel my policy?

The short answer to the question posed in the headline is yes. Insurance companies can and do cancel policies for a number of reasons we examine below.Understand, though, that there are laws in place that specify when a policy can be cancelled and ...

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Preparing for storm season in Texas

Preparing for storm season in Texas

Spring is the time for homeowners to tackle some spring cleaning projects they may have been putting off during the winter. This is a particularly good time of year to do these chores, as it is also storm season.Spring storms not only threaten the ...

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Jury hands massive award to victim of bad faith

When something bad happens and damages your home, you can be left feeling quite upset. Things can be even worse if the damage is so bad that you have to leave your home. The only source of comfort you might have is the assurance that your homeowners'...

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