Top 5 Tactics Used by Insurers to Avoid Paying Claims

Despite the marketing they do to make you think that they care, many insurance companies will use every trick in the book to delay paying your claim. In fact, some of America’s biggest and most well-known insurance companies regularly and purposely...

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Federal Compliance in the Wake of Natural Disasters

 After what seems like an endless stream of storms and natural disasters from one coast to the other, federal agencies are relaxing compliance and enforcement rules while everyone catches their breath. Title V of a new law, H.R. 3823, Pub. L...

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The power of a paper trail in a landlord-tenant lease

Leases of property in Texas, such as a house or apartment, are very common. When problems arise and either party is unhappy, a landlord-tenant issue may head to court. When that happens, a tenant will want pre-existing proofs of what the arrangement ...

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Understanding depreciation and cost of damage

When Texas residents incur property damage, they may naturally assume that their insurance company will cover the damage. What people may not realize, though, is that they are responsible for determining the cost of the damage their property has incu...

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Why landlords do not return security deposits

To move into an apartment, you often must give your landlord a security deposit. After all, the landlord feels safer renting out property if he or she has money ready to deal with extensive damage. However, tenants do not always get their security d...

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Know your rights if your HOA crosses a line

Being a part of a Homeowners' Association can come with several benefits. You may have less to worry about in terms of maintenance and neighborhood disputes, and there may be many amenities you would not have access to if you lived outside an associa...

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