Homeowners Insurance Claims
Following a storm, fire or other disastrous event, your homeowners insurance may be the last line of defense against financial ruin. Your home is both a financial and emotional investment, and homeowners insurance should cover all losses under the terms of the policy. Many times, not only does the structure of the home sustain serious damage, but the property inside and outside the home may be damaged as well.
If your insurance company is dragging its feet or has denied your claim, a lawyer can be vital in holding your insurer to the terms of your policy. Property owners throughout Texas have placed their trust in The Fell Law Firm. Based in Dallas, Mr. Fell homeowners insurance claims attorney have effectively represented clients in a wide range of bad faith cases.
Taking On All Types Of Policy Coverage Disputes
Disputes between homeowners and insurance companies can involve any number of issues. A common issue involves whether an insurance company will pay “replacement value” coverage or “actual value” coverage. Generally, replacement value costs insurance companies far more than the actual value, and insurance companies will often hesitate or refuse to pay replacement value, even if the insurance policy states otherwise. Another issue can involve the insurance company failing to cover the costs of personal property inside a home. At The Fell Law Firm, our experience and tenacity in all parts of bad faith claims are key to giving our clients the best possible chance of success.
Representing Clients In Failure To Indemnify Claims
In addition to failing to cover valid claims, another issue that can arise in homeowners insurance claims is when someone is injured on a homeowner’s property. In these cases, the insurance company has a duty to defend and indemnify the claim according to the insurance policy. If your insurer will not defend you for an accident that took place on your property, you may have a claim against the company.