Watch Out for Bad Faith Practices During the Spring Storm Season

Spring is officially upon us. And while that means enjoying the sound of birds chirping and basking in the warm sunshine, it also means storm season. Tornadoes, hail, strong winds and lightning can damage your home severely.

Unfortunately, this is also a prime time for your insurance company to try and deny your home or business damage claim or offer far less than you need for repairs. This is called bad faith and it’s something you should look out for this season.

How to Spot Bad Faith Insurance Practices

There are many ways an insurance company can act in bad faith. For example, you may follow the exact steps of filing a claim and receive no response. Or you might be denied coverage for damage that’s listed as covered in your policy.

Other examples of bad faith include:

  • Failing to communicate changes to your policy relating to what’s covered
  • Failing to acknowledge receipt, denial or approval of your claim
  • Failing to promptly investigate your storm damage claim

What to Do If You Suspect Your Insurance Is Acting in Bad Faith

Storm damage can’t wait. If your insurance company fails to act, you must do so instead. If you suspect your insurance company is acting in bad faith, there are some things you can do.

First, document everything that has occurred between you and your insurance company thus far. When did you file your claim? Why did they deny your claim? Answers to these questions and more can help support your claim in the event you need to take legal action.

You may also choose to speak to a leader within your insurance company. Some claim denials or failures could be the result of miscommunication or errors. If this doesn’t resolve the matter, we recommend reaching out to a bad faith attorney for help.

Call the Bad Faith Attorneys at The Fell Law Firm

If you’re struggling with your insurance company, we’re here to support you. Allow our team to help you fight for your rights. To learn more about bad faith practices or to speak with an attorney, call us at 972-450-1418 or send us a message.

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