Car accidents are notorious for causing life-changing injuries and expensive medical bills. For example, you might need a hospital stay, oversight in a clinic setting and continued physical therapy. Mounting costs are a source of stress at a time you should be focused on rest and recovery.
Allow us to give you some peace of mind by explaining how to handle your bills after a car accident and while you wait for a settlement.
How Do Your Medical Bills Get Paid in Texas?
Texas is an at-fault state, so the guilty party is the one who pays your bills. If you aren’t more than 50 percent at-fault for your accident, the other party’s insurance company will be responsible for paying your medical bills and costs associated with property damage.
Often, the other party’s insurance company doesn’t cover all of your costs. They may also offer a low-ball settlement to try to end negotiations. If this is the case, you must consider reaching out to a personal injury attorney who can help you file a claim.
By filing a lawsuit, you may be able to recover a wide range of damages, including:
- Past and future medical expenses
- Pain and suffering
- Physical impairment
- Lost wages
- Property damages
- Loss of use of the vehicle
- Mental anguish
What If the Other Party Isn’t Insured?
If the at-fault party isn’t insured, you can look to your own auto insurance. If you purchased uninsured/underinsured motorist coverage, these policies could cover your medical expenses and sometimes property damage, depending on your policy.
What Should You Do While You Wait for Your Compensation?
There will be time between your accident and when you receive compensation. It’s important to receive the medical care you require to ensure you’re able to heal. For now, your bills should be sent to your health insurance or auto insurance company, depending on your available coverage.
If you receive a bill in the mail, make sure your attorney has a copy. You should also keep a copy for your records, as well as any receipts of payment. To help with the burden, check your hospital or clinic for payment plan options or reduced service rates. These can be a great help while you wait for payments to come through.
Call The Fell Law Firm Today for Experienced Advice
The Fell Law Firm in Dallas helps many car accident victims receive the compensation they deserve. We can help you too. Learn more about our legal services or talk to an attorney about your potential case by calling us at 972-450-1418or send us a message.