Have you suffered a fire in your home and require an insurance payment to make necessary repairs? Have you been through a car accident and need help paying your medical bill? Has your insurance company refused your claim?
It’s in these times that a delayed insurance claim can leave you feeling frustrated and overwhelmed. It’s your right to receive timely claim processing—let’s discuss your next steps.
3 Steps to Take When Your Insurance Claim Is Delayed
Most people believe there’s nothing they can do while they wait for word from their insurance company. This isn’t true. There are a few important steps you should take:
- Call your insurance company: If you’re still waiting for your insurance company to process your claim, it’s time to find out why there’s a delay. Call your insurance company to get more information. There might be something you can do or information you can gather that can speed up the process. For example, you may need to call your healthcare provider for additional medical documentation.
- Take notes: As you speak with your insurer and other parties, make sure to take notes of every conversation you have. This may come in handy later if you need to take further action towards your insurer.
- Review your policy: Take a look at your policy, which is your contract with your insurance company. If it states your insurer will pay your claim within a certain timeframe and they haven’t complied, you have the right to a lawsuit.
Is Your Insurance Company Acting in Bad Faith?
Sometimes, insurance companies will delay your claim simply to avoid paying it. This is an act of bad faith. If you’ve covered all your bases and your insurance company can’t give you a reason behind the delay, we recommend reaching out to an attorney. Your attorney can help you seek the compensation you need to move forward.
Reach Out to Fell Law Firm Today for Help
Are you stuck waiting on your insurance company to come through on your behalf? If you’re struggling through what looks like bad faith, we can help. To learn more about your potential case, give us a call at 972-450-1418 or send us a message.